Your pictures and fotos in a slideshow on MySpace, eBay, Facebook or your website!view all pictures of this slideshow

To know more click here: http://ceburealtyphils.blogspot.com

Let us join hands in saving Mother Earth

by: Camilo G. Garay, CPA
CEO, Camnao Enterprises



























Our environment is fast deteriorating as we experience climatic changes. It poses a great threat not only to the existence of human beings, plants, animals but also brings along economic disaster.

We have felt frequent climatic turbulence such as flooding, stronger typhoons, drought, tornadoes, rising sea level, etc., which damages billions of dollars in properties as well as loss of lives.



The world leaders are formulating solutions to reduce the impact it entails without sacrificing the economic activities of the people.



One of the major contributors of this global warming is the smoke emitted from vehicles and engines of factories, various industries and companies. We may not easily reduce the contribution of our motoring public since it is the economic driver of businesses that deliver the transport of goods and services.



What we can do is to reduce the smoke emissions by treating the fuel that we are using to become combustion efficient lowering the harmful smoke emissions.



By then, it will not disrupt the movement of the product and services which are vital to the economic activities of the general public.

We recommend the use of biofuels that are known to further reduce smoke emissions while it improves engine performance that leads to additional fuel savings.

More info at:

Global Warming is Really Happening




Funny pictures about global warming. Just for laughs but if we do not act responsibly, these can be real.

GLOBAL WARMING EFFECTS - WORST SCENARIO

Please view this heartwarming video on the effects of global warming which is still controllable by us.

How We Can Help Save our Environment

Please view our video presentation for more info:

Tuesday, June 15, 2010

ACCOUNTING AND MANAGEMENT CONSULTANCY

Greetings,

We are a group of accountants, auditors and consultants who have updated on the new international accounting and auditing frameworks such as the IFRS, IIA and etc. If you feel that you need our services especially the following:

1. External audit
2. Outsourced internal auditing
3. Creating/organizing your ideal internal audit department
4. Establishing your audit committee
5. Creating your Internal Audit Charter and Internal Audit Manual
6. Establishing your Management Control Policies
7. Risks Assessments and Internal Control Performance Review
8. You plan to be ISO accredited
9. You plan to go public with your stocks
10. Other financial and management related consultancies

If you would like to be updated globally and internationally on some aspects of accounting and auditing, you may refer to the following links for more information:
http://www.law.uc.edu/CCL/SOact/soact.pdf
http://www.chanrobles.com/secmemorandumcircularno022002.html
http://www.picpa-cebu.com/boa_updates.ppt
http://www.aasc.org.ph
http://tinyurl.com/2ess4yb
http://www.worldbank.org/ifa/rosc_aa_phl_2006.pdf
http://pcaobus.org/News/Events/Documents/09082004_SAGMeeting /Related_Party_Transactions.pdf

Please do not hesitate to contact us at the following: +63 32 3469175; +63 922 437 6706 ; +63 919 989 0114 Ask for MR. CAMILO G. GARAY, CPA, MMBA, REB, MAIA and CIA Candidate

Sunday, May 23, 2010

AUDITING AND ACCOUNTING CONSULTANCY PHILIPPINES

Greetings,

We are a group of accountants, auditors and consultants who have updated on the new international accounting and auditing frameworks such as the IFRS, IIA and etc. If you feel that you need our services especially the following:

1. External audit
2. Outsourced internal auditing
3. Creating/organizing your ideal internal audit department
4. Establishing your audit committee
5. Creating your Internal Audit Charter and Internal Audit Manual
6. Establishing your Management Control Policies
7. Risks Assessments and Internal Control Performance Review
8. You plan to be ISO accredited
9. You plan to go public with your stocks
10. Other financial and management related consultancies

If you would like to be updated globally and internationally on some aspects of accounting and auditing, you may refer to the following links for more information:
http://www.law.uc.edu/CCL/SOact/soact.pdf
http://www.chanrobles.com/secmemorandumcircularno022002.html
http://www.picpa-cebu.com/boa_updates.ppt
http://www.aasc.org.ph
http://tinyurl.com/2ess4yb
http://www.worldbank.org/ifa/rosc_aa_phl_2006.pdf
http://pcaobus.org/News/Events/Documents/09082004_SAGMeeting /Related_Party_Transactions.pdf

Please do not hesitate to contact us at the following: +63 32 3469175; +63 922 437 6706 ; +63 919 989 0114 Ask for MR. CAMILO G. GARAY, CPA, MMBA, REB, MAIA and CIA Candidate

Monday, July 6, 2009

TOUCHING STORY FOR PARENTS

A man came home from work late, tired and irritated, to find his 5-year old son waiting for him at the door.

SON: "Daddy, may I ask you a question?"
DAD: "Yeah sure, what it is?" replied the man.
SON: "Daddy, how much do you make an hour?"
DAD: "That's none of your business. Why do you ask such a thing?" the man said angrily.
SON: "I just want to know.. Please tell me, how much do you make an hour?"
DAD: "If you must know, I make $20.00 an hour."
SON: "Oh," the little boy replied, with his head down.
SON: "Daddy, may I please borrow $10.00 ?"

The father was furious, "If the only reason you asked that is so you can borrow some money to buy a silly toy or some other nonsense, then you march yourself straight to your room and go to bed. Think about why you are being so selfish. I work hard everyday for such this childish behaviour."

The little boy quietly went to his room and shut the door. The man sat down and started to get even angrier about the little boy's questions.. How dare he ask such questions only to get some money?
After about an hour or so, the man had calmed down, and started to think: Maybe there was something he really needed to buy with that $10.00 and he really didn't ask for money very often. The man went to the door of the little boy's room and opened the door.
"Are you asleep, son?" He asked.
"No daddy, I'm awake," replied the boy.

"I've been thinking, maybe I was too hard on you earlier" said the man.
"It's been a long day and I took out my aggravation on you. Here's the $10.00 you asked for."
The little boy sat straight up, smiling. "Oh, thank you daddy!" He yelled.

Then, reaching under his pillow he pulled out some crumpled up bills. The man saw that the boy already had money, started to get angry again. The little boy slowly counted out his money, and then looked up at his father.

"Why do you want more money if you already have some?" the father grumbled.
"Because I didn't have enough, but now I do," the little boy replied.
"Daddy, I have $20.00 now. Can I buy an hour of your time?

Please come home early tomorrow. I would like to have dinner with you."
The father was crushed. He put his arms around his little son, and he begged for his forgiveness.
It's just a short reminder to all of you working so hard in life. We should not let time slip through our fingers without having spent some time with those who really matter to us, those close to our hearts.

Do remember to share that $20.00 worth of your time with someone you love.
If we die tomorrow, the company that we are working for could easily replace us in a matter of days.
But the family & friends we leave behind will feel the loss for the rest of their lives.

And come to think of it, we pour ourselves more into work than to our family.

Sunday, July 5, 2009

CORNY FILIPINO JOKES - SORRY TO NON FILIPINO SPEAKERS

Bakit ganun ang pagibig?

kailangan masaktan, magparaya, magpasensya, magpaloko, nakakabulag tuloy naisip ko ayaw ko na sa PAGIBIG. philhealth na lang...

Boy:Dad sabi ng genie bibigyan daw nya ako ng isang wish!
Dad:Sabihin mo sana manalo ang tatay mo sa lotto bukas.
Next day, nanalo sa lotto ang driver nila...

WIFE:Ngayong hiwalay na tayo kukunin ko ang mga bata maha na mahal ko sila!
HUSBAND:Sige, kunin mo pero iwan mo ang yaya mahal na mahal ko rin siya...

ANOTHER FILIPINO JOKES - SORRY NON FILIPINO SPEAKERS

Two married men talking...
1st man: Swerte ko, my wife is an angel.
2nd man: Buti ka pa, ako ang asawa ko buhay pa.

Wife : Love, mahal mo ba ako?
Husband: Siyempre, asawa kita eh.
Wife : Enjoy ka ba sa akin?
Husband: Siyempre, asawa kita eh.
Wife : Baka naman niloloko mo lang ako?
Husband: Siyempre, asawa kita eh.

Anak : Tays ! kakains nas tayos !
Tatay : Hoy ! Tigilan mo yang kalalagay mo ng 'S' sa mga sinasabi mo ha ! Ano ba ang ulam ?
Anak : BANGU na may KAMATI, ARDINA na may IBUYA

BISAYA 1 : Unsay ibig sabihon ng " cooling place " ?
BISAYA 2 : Pag-naga ring ang fon, sabihin mo " Hilow, hus cooling place?

A man wanted to buy bra for his wife but doesn't know the size.
Salesgirl ask : " Is it as big as papaya ? "
Man replied : " No "
Salesgirl : " an apple "
Man : " No "
Salesgirl : " ahh..an egg ? "
Man : " YES , but fried ! "

FILIPINO JOKES - SORRY TO NON FILIPINO SPEAKERS

ANAK: 'Tay, anong pagkakaiba ng Supper at Dinner?
ITAY: Anak, pagkumain tayo sa labas, Dinner 'yun. Pag dito tayo kakain ng luto ng Mommy mo, Suffer yon!!

Mr. 1: Wow, first year wedding anniversary niyo na, anong gift mo sa Misis mo.
Mr. 2: Dadalhin ko siya sa Africa!
Mr. 1: Sarap naman, eh next year ano naman ang gift mo?
Mr. 2: Kukunin ko siya pabalik!!!

What would happen if you have a wooden car with wooden wheels, a wooden chair and a wooden engine? It wooden start!!!

1. Bakit malungkot ang kalendaryo? - Kasi bilang na ang araw niya.
Eh bakit masuwerte naman ang kalendaryo? - Dahil marami siyang date.



2. How should COFFEE and your BOYFRIEND be alike?
1) He has to be rich
2) He has to be hot
3) He has to keep you up all night!



3. HUSBAND: Dear pinakita ko ang mga puting buhok ko sa dibdib, approved agad ang SSS pension ko.
WIFE: Pinakita mo na rin sana ang bird mo para may dagdag - disability benefits.

BEEKEEPING LIVELIHOOD OPPORTUNITY-2

PROMOTING BEEKEEPING LIVELIHOOD OPPORTUNITY

PROMOTING ORGANIC & NATURE PRODUCTS

Thursday, July 2, 2009

HELLO

MAKE A DIFFERENCE

A man was walking down the beach at sunset.

As, he walked along, he saw another man in the distance. He noticed this man kept leaning down, picking up something and throwing it out into the water, again and again.

As, he approached even closer, he noticed that the man was picking up starfish that had been washed up on the beach. He was throwing them back into the water, one by one.

Puzzled, he approached the man and said, "Good Evening. I was wondering what you are doing."

"I'm throwing these starfish back into the ocean.

You see, it's low tide and all these starfish have been washed up onto the shore.

If, I don't throw them back into the ocean, they'll die up here from lack of oxygen."

"But, there must be thousands of starfish on this beach. You can't possibly get to all of them.

And, don't you realize this is probably happening on hundreds of beaches all up and down this coast.

Can't you see that you can't possibly make a difference?"

The man bent down and picked up yet another starfish, and threw it back into the ocean.

With a smile he replied, "Made a difference to that one!!!"

Just remember, no matter how small the deed it really does makes a difference.

Make a difference today.

Do something nice for someone....

SUCCESS

The motivation to succeed comes from the burning desire to achieve a purpose.

Napoleon Hill wrote, "Whatever the mind of man can conceive and believe, the mind can achieve."

A young man asked Socrates the secret to success.

Socrates told the young man to meet him near the river the next morning.

They met. Socrates asked the young man to walk with him toward the river.

When the water got up to their neck, Socrates took the young man by surprise and ducked him into the water.

The boy struggled to get out but Socrates was strong and kept him there until the boy started turning blue.

Socrates pulled his head out of the water and the first thing the young man did was to gasp and take a deep breath of air.

Socrates asked, 'What did you want the most when you were there?"

The boy replied, "Air."

Socrates said, "That is the secret to success. When you
want success as badly as you wanted the air, then you will get it."

There is no other secret.

Moral:
A burning desire is the starting point of all accomplishment. Just like a small fire cannot give much heat, a weak desire cannot produce great results.

Tuesday, June 30, 2009

THE TOMATO STORY

When It Comes To Earning Money....... ....... A Jobless man applied for the position of "office boy" at Microsoft. The HR manager interviewed him then watched him cleaning the floor as a test. "You are employed" he said. Give me your e-mail address and I'll send you the application to fill in,as well as date when you may start. The man replied "But I don't have a computer,neither an email". "I'm sorry", said the HR manager. If you don't have an email, that means you do not exist. And who doesn't exist, cannot have the job." The man left with no hope at all. He didn't know what to do, with only $10 in his pocket. He then decided to go to the supermarket and buy a 10Kg tomato crate. He then sold the tomatoes in a door to door round. In less than two hours, he succeeded to double his capital. He repeated the operation three times, and returned home with $60. The man realized that he can survive by this way, and started to go everyday earlier, and return late.Thus, his money doubled or tripled everyday. Shortly, he bought a cart, then a truck, and then he had his own fleet of delivery vehicles. 5 years later, the man is one of the biggest food retailers in the
US . He started to plan his family's future, and decided to have a life insurance. He called an insurance broker, and chose a protection plan. When the conversation was concluded the broker asked him his email. The man replied,"I don't have an email." The broker answered curiously, "You don't have an email, and yet have succeeded to build an empire. Can you imagine what you could have been if you had an e mail?!!" The man thought for a while and replied,"Yes, I'd be an office boy at Microsoft!"
Moral of the story....... ......... ..
Moral 1 Internet is not the solution to your life.
Moral 2 If you don't have Internet, and work hard,you can be a millionaire.
Moral 3 If you received this message by email, you are closer to being an office boy/girl,than a millionaire. .........

p.s - Do not forward this email back to me, I am closing my email account & going to sell tomatoes!!!

THE SEED

A successful businessman was growing old and
knew it was time to choose a successor to take over the business.
Instead of choosing one of his Directors or his children,
he decided to do something different. He called all the young
executives in his company together.He said, "It is time for me to step down and choose the next CEO.
I have decided to choose one of you. "The young executives were
Shocked, but the boss continued. "I am going to give each one
of you a SEED today - one very special SEED. I want you to plant
the seed, water it, and come back here one year from today with
what you have grown from the seed I have given you. I will then
judge the plants that you bring, and the one I choose will be
the next CEO."

One man, named Jim, was there that day and he, like the others,
received a seed. He went home and excitedly, told his wife the
story. She helped him get a pot, soil and compost and he planted
the seed. Everyday, he would water it and watch to see if it had
grown. After about three weeks, some of the other executives began
to talk about their seeds and the plants that were beginning to grow.

Jim kept checking his seed, but nothing ever grew.
Three weeks, four weeks, five weeks went by, still nothing.
By now, others were talking about their plants, but Jim didn't have
a plant and he felt like a failure.
Six months went by -- still nothing in Jim's pot. He just knew he
had killed his seed. Everyone else had trees and tall plants, but
he had nothing. Jim didn't say anything to his colleagues, however.
He just kept watering and fertilizing the soil - He so wanted the
seed to grow.

A year finally went by and all the young executives of the company
brought their plants to the CEO for inspection.
Jim told his wife that he wasn't going to take an empty pot.
But she asked him to be honest about what happened. Jim felt sick
to his stomach, it was going to be the most embarrassing moment
of his life, but he knew his wife was right. He took his empty pot
to the board room. When Jim arrived, he was amazed at the variety
of plants grown by the other executives. They were beautiful --
in all shapes and sizes. Jim put his empty pot on the floor and
many of his colleagues laughed, a few felt sorry for him!

When the CEO arrived, he surveyed the room and greeted his young
executives.

Jim just tried to hide in the back. "My, what great plants, trees,
and flowers you have grown," said the CEO. "Today one of you will
be appointed the next CEO!"

All of a sudden, the CEO spotted Jim at the back of the room with
his empty pot. He ordered the Financial Director to bring him to
the front. Jim was terrified. He thought, "The CEO knows I'm a
failure! Maybe he will have me fired!"

When Jim got to the front, the CEO asked him what had happened
to his seed - Jim told him the story.

The CEO asked everyone to sit down except Jim. He looked at Jim,
and then announced to the young executives, "Behold your next
Chief Executive Officer!

His name is Jim!" Jim couldn't believe it. Jim couldn't even grow
his seed.

"How could he be the new CEO?" the others said.

Then the CEO said, "One year ago today, I gave everyone in this
room a seed. I told you to take the seed, plant it, water it,
and bring it back to me today. But I gave you all boiled seeds;
they were dead - it was not possible for them to grow.

All of you, except Jim, have brought me trees and plants and
flowers. When you found that the seed would not grow, you
substituted another seed for the one I gave you. Jim was the
only one with the courage and honesty to bring me a pot with
my seed in it. Therefore, he is the one who will be the new
Chief Executive Officer! If you plant honesty, you will reap trust

* If you plant goodness, you will reap friends

* If you plant humility, you will reap greatness

* If you plant perseverance, you will reap contentment

Monday, June 29, 2009

HUGS

There's something in a simple hug

That always warms the heart,

It welcomes us back home

And makes it easier to part.

A hug is a way to share the joy

And sad times we go through,

Or just a way for friends to say

They like you 'cause you're you.

Hugs are meant for anyone

For whom we really care,

From your grandma to your neighbor,

Or a cuddly teddy bear.

A hug is an amazing thing

It's just the perfect way

To show the love we're feeling

But can't find the words to say.

It's funny how a little hug

Makes everyone feel good;

In every place and language,

It's always understood.

And hugs don't need new equipment,

Special batteries or parts -

Just open up your arms

And open up your hearts.

Here's a great big hug for you

I'm sending it your way

I hope it brings some cheer to you

And brightens up your day!

RECALL NOTICE

THIS IS A FORWARDED MESSAGE, PLS FORWARD/COPY IF YOU FEEL LIKE TOO:

The Maker of all human beings is recalling all units manufactured, regardless of make or year, due to a serious defect in the
>primary and central component of the heart.
>
> This is due to a malfunction in the original prototype units code named Adam and Eve, resulting in the reproduction of the same defect in all subsequent units.
>
> This defect has been technically termed, "Sub sequential Internal Non-morality" or more commonly known as S.I.N., as it is primarily expressed.
>
>Some other symptoms:
> 1. Loss of direction
> 2. Foul vocal emissions
> 3. Amnesia of origin
> 4. Lack of peace and joy
> 5. Selfish, or violent behavior
> 6. Depression or confusion in the mental component
> 7. Fearfulness
> 8. Idolatry
> 9. Rebellion
>
> The Manufacturer, who is neither liable nor at fault for this defect, is providing factory authorized repair and service free of
>charge to correct this SIN defect.
>
> The Repair Technician, Jesus, has most generously offered to
>bear the entire burden of the staggering cost of these repairs. There is
>no additional fee required.
>
> The number to call for repair in all areas is: P-R-A-Y-E-R.
>Once connected, please upload your burden of SIN through the REPENTANCE procedure.
> Next, download ATONEMENT from the Repair Technician, Jesus, into
>the heart component.
>
> No matter how big or small the SIN defect is, Jesus will replace
>it with:
> 1. Love
> 2. Joy
> 3. Peace
> 4. Patience
> 5. Kindness
> 6. Goodness
> 7. Faithfulness
> 8. Gentleness
> 9. Self control
>
> Please see the operating manual, the B.I.B.L.E. (Believers
>Instructions Before Leaving Earth), for further details on the use of
>these fixes.
>
> WARNING: Continuing to operate the human being unit without correction voids any manufacturer warranties, exposing the unit to
>dangers and problems too numerous to list and will result in the human
>unit being permanently impounded. For free emergency service, call on
>JESUS.
>
> DANGER: The human being units not responding to this recall action will have to be scrapped in the furnace. The SIN defect will not be permitted to enter Heaven so as to prevent contamination of that
>facility.
>
> Thank you for your immediate attention.
>
> Your Heavenly Repairman

Sunday, June 28, 2009

PASTORS IN DISTRESS

Three pastors took a day off and decided to go fishing
after a busy Sunday.
They agreed it's so difficult preaching to people all the
time and no one preaches to them.
Sitting by the river with little response from the hooks
one pastor thought of sharing his heart with others.
He said "guys it's rare to get such an opportunity to be
among ourselves like this. It would be good if we looked into our lives and help each other with our weaknesses".
They all agreed to this. This pastor said "Gentlemen I need help! The people in my church give a lot of money every week. I started taking little by little but now I take a big chunk. I can't stop stealing from the church please pray for me. The day they will find out I will be fired"!
Another pastor said "brothers your sins are better than
mine! I have slept with every woman in the church including married women. As preach my eyes hover over the congregation looking for the next prey. If this is discovered people will not fire me, they will kill me!"
The last pastor's feet were shaking as they were talking.
They thought he had a big story to tell. He stood up and said "My brothers my problem is gossip! I can't sit anymore. I have to share this to others! I will be back.

Friday, June 26, 2009

GOV'T POSTER ON CLIMATE CHANGE

GROUP VS CLIMATE CHANGE LOGO

THINK ABOUT ALL THESE & DECIDE

why do we sleep in school, but stay awake through a 3hrs movie? why is it so hard, to talk about GOD, but so easy to talk about sex? why is it so easy to ignore a GODLY tagged bulletin, yet we repost the nasty ones? why is it so easy to purchase beer and drugs? but so hard to donate 25 cents for a charity? why is it so easy to worship a celebrity? but very difficult to engage with GOD? Why is it more easy to believe that man came from monkeys rather than he was created in the image of GOD? think about it, are you going to repost this? are you going to ignore it cause you think you'll get laughed at? repost this as 'DONT READ IF IMMATURE............SERIOUSLY. '80% of you wont repost this. the Lord said if you deny me in front of your friends, i will deny you in front of my father